
@tinyhands agreed that paying bills on time, living within ones means, investing regularly and sensibly, etc. But to ignore it for the sake of ignoring it when the world at large uses the number to free credit report check Tacoma determine an increasingly diverse amount of things about you is pretty ridiculous in my opinion.
Luckily, if one follows good credit behavior then a good credit score will follow. How is credit score meaningless if you plan on having a mortgage some day? My score has meaning because it prevented me from refinancing my car with an institution that would be more convenient for me free credit report check Tacoma to deal with. It will also matter when I take out a mortgage and will free credit report check Tacoma affect my finances by thousands of dollars, hopefully in the right direction. free online credit report canada Credit behavior free credit report check Tacoma is important obviously, as you stated.
But its impractical to ignore free credit report check Tacoma a number that plays such a large role in most peoples lives (except those without any debt or mortgage). Also, why criticize Baker for wanting to know his score? What about the fact free credit report check Tacoma that hes a personal finance blogger and his readers are likely curious about the free credit report check Tacoma affect of canceling their credit cards on their FICO score? credit report business
Hes clearly not modifying his life because of the score, otherwise he never wouldve canceled the cards in the free credit report check Tacoma first place out of free credit report check Tacoma fear of his score dropping. Without a credit score, cell phone companies will not give you a normal contract. They require a large ($1000 or $500) deposit *and* put you on a handicapped plan that, for example, does not allow international roaming. I had to be a customer with T-mobile for a year and a half before I could get off the handicapped plan and turn on international roaming, which sucked, because I travel internationally a lot. (No, you cannot roam internationally on pay-as-you-go.) Without a credit score, my utility company made me pay a $500 deposit. credit score scale They paid it back (with $0.14 interest) after a year of being a customer. Additionally, when you need to do something like free credit report check Tacoma this that requires a credit check and you dont exist in the databases, the customer service people get all hushed and confused.
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